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Cosmos: Payments & Refunds
To reserve a Cosmos trip, a non-refundable deposit is required at the time of booking.
| Deposit Amount | Final Payment Due Date | |
| Oberammergau Trips | $600 per person | 45 days prior to departure |
| Trips that include a Norwegian Cruise Line Sailing | $250 per person | 110 days prior to departure |
| Trips that include a Holland America Cruise | $250 per person | 75 days prior to departure |
| Santa Cruz II, Galapagos Legend and Russia River Cruises | $250 per person | 90 days prior to departure |
| Camino A Walking Journey for the Soul tour | $250 per person | 90 days prior to departure |
| Trips that include Rocky Mountaineer or VIA Rail train | $250 per person | 65 days prior to departure |
| Iceland, Greece, Israel, Jordan, vacations on Cosmos Lite and all other Cosmos vacations to South America, Asia, South Pacific, and Africa, Escapes | $250 per person | 60 days prior to departure |
| All Other Cosmos Trips | $250 per person | 45 days prior to departure |
Trips with air arrangements may require an additional deposit.
Cosmos accepts MasterCard, Visa, Discover/Novus or American Express.
If final payment is not received by the due date, Cosmos reserves the right to cancel the reservation and assess any cancellation fees that apply.
Cancellation and Refunds
Cancellation and refund policies vary, with penalties generally increasing as the sailing date approaches. If a cancellation occurs, the following charges will be assessed:
| Days Prior to Departure | Cancellation Charge | |
| Oberammergau Trips |
45+ days prior to departure 45-22 days prior to departure 21-8 days prior to departure 7-1 days prior to departure Day of departure and later |
Deposit 40% of tour cost 60% of tour cost 80% of tour cost No refund |
| Trips that include a Norwegian Cruise Line Sailing |
110+ days prior to departure 110-75 days prior to departure 74-30 days prior to departure 29-8 days prior to departure 7 or less days prior to departure |
Deposit 20% of tour cost 50% of tour cost 75% of tour cost No refund |
| Trips that include a Holland America Cruise |
75+ days prior to departure 75-57 days prior to departure 56-29 days prior to departure 28-16 days prior to departure 15 days or less prior to departure |
Deposit 20% of tour cost 50% of tour cost 75% of tour cost No refund |
| Cruises on Santa Cruz II, Galapagos Legend and Russia River Cruise |
90+ days prior to departure 90-60 days prior to departure 59-30 days prior to departure 29-1 days prior to departure Day of departure and later |
Deposit 35% of tour cost 50% of tour cost 80% of tour cost No refund |
| Camino A Walking Journey for the Soul tour |
90+ days prior to departure 90-60 days prior to departure 59-30 days prior to departure 29-1 days prior to departure Day of departure and later |
Deposit 35% of tour cost 50% of tour cost 80% of tour cost No refund |
| Trips that include Rocky Mountaineer or VIA Rail train |
65+ days prior to departure 65-47 days prior to departure 46 days or less prior to departure |
Deposit 50% of tour cost No refund |
| Iceland, Greece, Israel, Jordan, vacations on Cosmos Lite |
60+ days prior to departure 60-31 days prior to departure 30-2 days prior to departure 1 or less days prior to departure |
Deposit 50% of tour cost 90% of tour cost No refund |
| All other South America, Asia, South Pacific, and Africa Trips |
60+ days prior to departure 60-22 days prior to departure 21-8 days prior to departure 7-1 days prior to departure Day of departure and later |
Deposit 20% of tour cost 30% of tour cost 50% of tour cost No refund |
| All Other Trips |
45+ days prior to departure 45-22 days prior to departure 21-8 days prior to departure 7-1 days prior to departure Day of departure and later |
Deposit 20% of tour cost 30% of tour cost 50% of tour cost No refund |
Total cost includes Flex-Air. Total price does not include any Instant Purchase Air or Instant Purchase Air service fees, which are non-refundable after 24 hours from purchase. Intra-vacation air is non-refundable after final payment.
Cancellation fees may also apply to any additional services, including extra night accommodations, independently supplied services, and optional excursions reserved prior to, during, and after the tour. If flight changes, including, but not limited to, flight cancellations or name changes, are requested after full land and air deposits are received, revision fees, change fees, or airline cancellation fees will apply. In many instances, airline revision or change fees can be up to $300, but in some instances may be up to 100% of the ticket price.
Timetables and rates are subject to change, and exceptions may apply for holiday departures; please confirm payment and cancellation policies with your Vacations To Go travel counselor at time of booking.
Deposit, payment and cancellation terms may differ for group bookings.
Purchase of travel insurance may reduce or eliminate the cancellation fees outlined above. For more information, please call your Vacations To Go travel counselor.